Planning Ahead

Why Should I Plan Ahead?

Not everyone likes to plan ahead, but pre-planning your funeral arrangements not only gives you peace of mind about your final wishes being honored, but alleviates some of the stress and burden your loved ones are going through as they experience the grief associated with the loss.
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The staff of Islamic Burial Services, LLC. is happy to assist you with your funeral pre-needs by helping you make decisions about your funeral service in advance and guide you in helping eliminate some of the unnecessary stress brought on by a loved one’s death.

Irrevocable Vs. Revocable

There are two kinds of prepaid agreements: Revocable and Irrevocable.

Revocable Agreements

Trust moneys in revocable accounts are 100 percent revocable upon demand, including all principal and interest. With a revocable agreement, you may change the funeral home and the selected funeral services or merchandise at any time without penalty.


The New Jersey Prepaid Funeral Trust™ utilizes a standard Revocable Trust Agreement for all prearrangements.


View a sample revocable agreement.

Irrevocable Agreements

In New Jersey, irrevocable agreements are required when creating a prepaid funeral account for SSI/Medicaid applicants and recipients. Irrevocable means that the trust fund moneys are NOT REFUNDABLE. Only individuals prepaying their funerals in order to qualify for SSI, Medicaid, or General Assistance may establish irrevocable arrangements, which must be used for funeral and burial purposes. Irrevocable prepaid funeral agreements cannot, by law, be cancelled or refunded (although consumers may change funeral homes).


The New Jersey Prepaid Funeral Trust™ utilizes a standard Irrevocable Trust Agreement for all SSI/Medicaid and General Assistance prearrangements.


View a sample irrevocable agreement.

Secure Online Preplanning Form

SECURE PREPLANNING FORM

Benefits of Preplanning

Lets Your Wishes Be Known

The death of a loved one often brings about unwarranted stress and turmoil among families. One family member wants one thing, while another family member wants something different. By planning ahead, you help prevent those disagreements by letting your family know what your wishes are and how you want your funeral service to be carried out and your business handled.

Peace of Mind

Our staff guarantees we will carry out the arrangements you want, just as you directed. Once the plans have been arranged, you and your family can rest easy knowing at the time of death, those uncomfortable decisions have been made. In a time when a family should be able to easily grieve, preplanning allows for that to happen.

Flexible Funding Options

When you preplan your funeral arrangements, there are more options when it comes to funding the funeral. A preneed insurance policy, life insurance policy or other payment options can all be arranged before the time of death. At the time of death, services must be paid in full, so having options ahead of time can also reduce other stress related to losing someone.

Relieves The Burden From Family

Following the death of a loved one, there are more than 150 decisions that have to be made within the first day or two following the death. Those stressful decisions on top of the stress of grieving a loss can be eliminated by arranging your final wishes ahead of time. If those decisions are made, your loved ones aren’t left wondering what you would have wanted and how they should proceed with funeral plans. With those decisions out of the way, your loved one can begin the healing process sooner.

Common Questions about Preplanning

  • What steps are involved in prearranging a funeral?

    The first step would be to write down your wishes. Write down your ideas for the service you would like, cemetery choice, etc. If you've made those choices, or even if you're unsure, schedule a time to meet with one of our funeral directors who can explain the different service options, merchandise choices, as well as the different ways to pay for the funeral.

  • What information do I need to prearrange a funeral?

    You'll need basic information about yourself or the person you are planning for, such as date of birth, marital status, parent's full names, etc.  What type of service you'd like, what cemetery to use, etc. Our caring staff will help you with this process.

  • Do I have to pay in advance?

    Preplanning is merely making your wishes known; however, most families who do this choose to pre-fund their funeral as well. Doing so will relieve the financial burden on your family and offers peace of mind to you.

  • Can I transfer my plans to or from another funeral home?

    If you have plans at another funeral home and would like to move them here, we will help you do that. If you move from the area and would like to transfer your arrangements to another funeral home, we will assist you with that as well.